Friday, March 22, 2013

Do you realize that a 1 -4 person household family in Kentucky  can have income of $74,050, and a 5-8 person household up to $97,750 and qualify for a 100% Kentucky Rural Housing loan?
And, do you realize that qualifying income limits may be pushed even HIGHER using standard eligible deductions including child care expenses, deductions for members of household under 18 and more (use the calculator and select income eligibility at to find more exemptions)   
Many, many more properties are eligible than most people realize, and the pricing is great withonly two possible adjustments, and it’s a super easy loan to process…with only one other form that a conventional loan, and turn times are excellent these days!!!
Check out Rural Housing, an unbelievably great loan you 
Low monthly mortgage insurance
 Loans up to 100% of appraised value
  6% seller concessions for closing costs and prepaids
 Minimum credit score 640

Joel Lobb (NMLS#57916)Senior  Loan Officer
502-905-3708 cell
502-813-2795 fax

Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*
Louisville, KY 40222*