Kentucky USDA Rural Housing Loans : Kentucky USDA and Rural Housing Home Loan Eligibility Map Changes For 2014

Thursday, February 13, 2014

Kentucky USDA and Rural Housing Home Loan Eligibility Map Changes For 2014

As a reminder, all current Kentucky USDA Rural Housing eligible areas have been extended through September 30th, 20142014 due to the passing of the Omnibus Spending Bill.

Changes to Kentucky Rural Housing areas can be viewed by selecting the applicable program listed under “Future Eligible Areas” at http://eligibility.sc.egov.usda.gov.

The Kentucky cities below once thought to be ineligible for Kentucky RHS loans are now considered to be eligible for Kentucky USDA Loans until 10/1/2014 for the following rural housing areas

These Kentucky cities included below are now eligible :

Bardstown, Kentucky
Shepherdsville, Kentucky
Elizabethtown, Kentucky
Burlington, Kentucky
Independence Kentucky
Shelbyville, Kentucky
Georgetown, Kentucky
Nicholasville, Kentucky
If you have any questions about the USDA eligibility maps in Kentucky for USDA loans, please give me a call or email me below:

I also offer same day loan pre-approvals for USDA loans in every county of Kentucky.

NOTE: Complete applications received prior to October 1, 2014, will continue to use the existing eligible rural area definitions based on 2000 Census data

Kentucky USDA Loan requirements are fairly straight forward. Credit scores preferred for a USDA loan are currently set at 640, you must meet the Income Requirements for your area, and if you have Student Loans, you need to know how Kentucky USDA underwriters will treat the type of Student Loan you have n calculating your ratios.

Joel Lobb (NMLS#57916)
Senior Loan Officer

(: (502) 905-3708 |

Company ID #1364 |
http://mylouisvillekentuckymortgage.com

Subscribe to: Post Comments (Atom)

Customer Testimonials

We just moved here the first of January in 2017 from Ohio to the Louisville, KY area and we found Joel's website online. He was quick to respond to us and got back the same day on our loan approval. He was very knowledgeable about the local market and kept us up-to date throughout the loan process and was a pleasure to meet at closing. Would recommend his services.

Angela Forsythe

"We were searching online for mortgage companies in Louisville, Ky locally to deal with and found Joel's website, and it was a godsend. He was great to work with, and delivered on everything he said he would do. I ended up referring my co-worker at UPS, and she was very pleased with his service and rates too. Would definitely vouch for him." September 2016

Monica Leinhardt

"We contacted Joel back in July 2011 to refinance our Mortgage and he was great to work with. We contacted several lenders locally and online, and most where taking almost 60 days to close a refinance, Joel got it done in 23 days start to finish,I would definetly recommmend him. He got us 3.75% with just $900 in closing costs on our FHA Streamline loan.

Kayle Griffin

“Joel is one of the best Mortgage Brokers I have ever worked with in my sixteen years in the real estate and mortgage business.” May 25, 2010

Tim Beck

“Joel has always worked very hard to keep his word and to work out seasonable solutions to difficult problems. He is truly an expert in FHA and other type loans.” September 1, 2010

Nancy Nalley

“I have worked with Joel since 1998. He is a great loan professional.” I refer most of my Louisville, Kentucky area home buyers to him and he always take special care of them. August 23, 2012

Jon ClarK
“Joel Lobb is a real professional in the lending industry, with many years of experience, he is the one to go to for any mortgage lending needs.” August 22, 2014

RICHARD VOLZ , Residential Sales , Remax Foursquare Realty

“When looking to purchase our new home in 2006, I had the pleasure of meeting Joel Lobb. Not only was he personable and easy to reach, he was extremely knowledgable in his field and made sure to find us the best rate and a top notch mortgage company. We were able to complete the process in less than 3 weeks with his expertise. I find Joel to have the utmost high integrity and I recommend him to anyone who say's they are need of mortgage assistance. He is also fantastic and keeping everyone up to date on the latest in the housing industry through his twitter posts. He provided great results for our family and we still communicate to this day!” August 21, 2008

Stacie Drake

"We first use Joel on our new home purchase in 2007 in St Matthews, Kentucky area and he was great to work with. We have since refinanced our home with him in 2009 when rates got really low and he has always delivered on what he says. I could not imagine using anyone else."

Melody Glasscock March 2009R

Website Fine Print

The content provided on this website is presented or compiled by Joel Lobb and is provided for informational purposes only. It does not necessarily represent the views or opinions of his employer.

Joel Lobb or his employer assumes any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed, or represents that its use would not infringe privately owned rights.

The mortgage or financial services or strategies mentioned in this website may not be not suitable for you.

This website is an Equal Opportunity Lender. All rights Reserved.

Legal Disclaimer

This web site is not the FHA, VA, USDA, HUD or any other government organization responsible for managing, insuring, regulating or issuing residential mortgage loans.

**Download Fair Housing Booklet – CLICK HERE

All approvals and rates are not guaranteed, and are only issued based on standard mortgage qualifying guidelines.

Full Disclosure Policy

This blog is a sponsored blog created or supported by a company, organization or group of organizations. For questions about this blog, please contact Joel Lobb 502-905-3708 or email kentuckyloan@gmail.com NMLS# 57916.

This blog does not accept any form of advertising, sponsorship, or paid insertions. We write for our own purposes. However, we may be influenced by our background, occupation, religion, political affiliation or experience.

This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content.

The owner(s) of this blog is not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely the blog owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

This blog does contain content which might present a conflict of interest. This content will always be identified.

Pages

Thursday, February 13, 2014

Kentucky USDA and Rural Housing Home Loan Eligibility Map Changes For 2014

Kentucky USDA and Rural Housing Home Loan Eligibility Map Changes For 2014

Search This Blog