2024 Kentucky USDA Loan Income Limits for Kentucky Counties
Kentucky USDA loan income limits vary by location and household size with a base income-limit for the entire state of Kentucky,
The base USDA income limits are for most Kentucky counties below:
New Kentucky USDA Rural Housing Income limits for most counties in 2023 (*) in Kentucky are $110,600 for a household family of four and household families of five or more can make up to $146,050 with the new changes for
New Kentucky USDA Rural Housing Income limits for most counties in 2023 (*) in Kentucky are $110,600 for a household family of four and household families of five or more can make up to $146,050 with the new changes for
2023 Kentucky USDA Income limits, the Jefferson County Louisville, KY Metro area (**) saw an increase of $110,600 for a family of four and up to $146,050 for a family of five or more. The metro area surrounding counties of Jefferson County includes Oldham, Bullitt, Spencer are included in these higher income limits for USDA loans.
Remember, the entire Jefferson County and Fayette County Kentucky counties are not eligible for USDA loans. Along with parts of the following counties Daviess (Owensboro), Mccracken (Paducah), Madison County, (Richmond), Clark County (Winchester), Warren (Bowling Green), Hardin (Fort Knox and Radcliff), Bullitt(Hillview, Maryville, Zoneton, Fairdale, Brooks), Franklin, (Frankfort), Henderson (Henderson City Limits), Christian County (Hopkinsville, Fort Campbell), Boyd County (Ashland city limits) and the most Northern Parts of Boone, Kenton, Campbell Counties of Northern Kentucky (Covington, Florence, Richwood, Hebron, Ludlow, Fort Thomas, Bellevue, Ryle, Beechwood, )
The Northern Kentucky Counties (***) of Boon, Kenton, Campbell, Bracken, Gallatin, and Pendleton are $116,300 for a household of four or less and up to $153,500 for a family of five or more.
USDA Eligible Areas in Northern Kentucky
Burlington
Hebron
Independence
Walton
Alexandria
Highland Heights
Cold Springs
Grant County
Owen County
Pendleton County
Burlington
Hebron
Independence
Walton
Alexandria
Highland Heights
Cold Springs
Grant County
Owen County
Pendleton County
USDA Income Limits
Boone, Kenton & Campbell Counties (N. KY)
$116,300 (family size 1-4)
$153,500 (family size 5 or more)
Boone, Kenton & Campbell Counties (N. KY)
$116,300 (family size 1-4)
$153,500 (family size 5 or more)
Grant, Owen & Pendleton Counties (N. KY)
$110,650 (family size 1-4)
$153,500 (family size 5 or more)
Most are familiar with USDA Rural Housing Loan Program being a great no money down program available and it is not just for Kentucky first time buyers.
$110,650 (family size 1-4)
$153,500 (family size 5 or more)
Most are familiar with USDA Rural Housing Loan Program being a great no money down program available and it is not just for Kentucky first time buyers.
Joel Lobb
Senior Loan Officer
(NMLS#57916
email me at kentuckyloan@gmail.com
The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people. NMLS ID# 57916, (www.nmlsconsumeraccess.org). USDA Mortgage loans only offered in Kentucky.
All loans and lines are subject to credit approval, verification, and collateral evaluation and are originated by lender. Products and interest rates are subject to change without notice. Manufactured and mobile homes are not eligible as collateral.
County 1-4 Occupants 5-8* Occupants Adair $110,650 $146,050 Allen $110,650 $146,050 Anderson $110,650 $146,050 Ballard $110,650 $146,050 Barren $110,650 $146,050 Bath $110,650 $146,050 Bell $110,650 $146,050 Boone $116,300 $153,500 Bourbon $110,650 $146,050 Boyd $110,650 $146,050 Boyle $110,650 $146,050 Bracken $116,300 $153,500 Breathitt $110,650 $146,050 Breckinridge $110,650 $146,050 Bullitt $110,650 $146,050 Butler $110,650 $146,050 Caldwell $110,650 $146,050 Calloway $110,650 $146,050 Campbell $116,300 $153,500 Carlisle $110,650 $146,050 Carroll $110,650 $146,050 Carter $110,650 $146,050 Casey $110,650 $146,050 Christian $110,650 $146,050 Clark $110,650 $146,050 Clay $110,650 $146,050 Clinton $110,650 $146,050 Crittenden $110,650 $146,050 Cumberland $110,650 $146,050 Daviess $110,650 $146,050 Edmonson $110,650 $146,050 Elliott $110,650 $146,050 Estill $110,650 $146,050 Fayette $110,650 $146,050 Fleming $110,650 $146,050 Floyd $110,650 $146,050 Franklin $110,650 $146,050 Fulton $110,650 $146,050 Gallatin $110,650 $146,050 Garrard $110,650 $146,050 Grant $110,650 $146,050 Graves $110,650 $146,050 Grayson $110,650 $146,050 Green $110,650 $146,050 Greenup $110,650 $146,050 Hancock $110,650 $146,050 Hardin $110,650 $146,050 Harlan $110,650 $146,050 Harrison $110,650 $146,050 Hart $110,650 $146,050 Henderson $110,650 $146,050 Henry $110,650 $146,050 Hickman $110,650 $146,050 Hopkins $110,650 $146,050 Jackson $110,650 $146,050 Jefferson $110,650 $146,050 Jessamine $110,650 $146,050 Johnson $110,650 $146,050 Kenton $116,300 $153,500 Knott $110,650 $146,050 Knox $110,650 $146,050 Larue $110,650 $146,050 Laurel $110,650 $146,050 Lawrence $110,650 $146,050 Lee $110,650 $146,050 Leslie $110,650 $146,050 Letcher $110,650 $146,050 Lewis $110,650 $146,050 Lincoln $110,650 $146,050 Livingston $110,650 $146,050 Logan $110,650 $146,050 Lyon $110,650 $146,050 Madison $110,650 $146,050 Magoffin $110,650 $146,050 Marion $110,650 $146,050 Marshall $110,650 $146,050 Martin $110,650 $146,050 Mason $110,650 $146,050 McCracken $110,650 $146,050 McCreary $110,650 $146,050 McLean $110,650 $146,050 Meade $110,650 $146,050 Menifee $110,650 $146,050 Mercer $110,650 $146,050 Metcalfe $110,650 $146,050 Monroe $110,650 $146,050 Montgomery $110,650 $146,050 Morgan $110,650 $146,050 Muhlenberg $110,650 $146,050 Nelson $110,650 $146,050 Nicholas $110,650 $146,050 Ohio $110,650 $146,050 Oldham $110,650 $146,050 Owen $110,650 $146,050 Owsley $110,650 $146,050 Pendleton $116,300 $153,500 Perry $110,650 $146,050 Pike $110,650 $146,050 Powell $110,650 $146,050 Pulaski $110,650 $146,050 Robertson $110,650 $146,050 Rockcastle $110,650 $146,050 Rowan $110,650 $146,050 Russell $110,650 $146,050 Scott $110,650 $146,050 Shelby $110,650 $146,050 Simpson $110,650 $146,050 Spencer $110,650 $146,050 Taylor $110,650 $146,050 Todd $110,650 $146,050 Trigg $110,650 $146,050 Trimble $110,650 $146,050 Union $110,650 $146,050 Warren $110,650 $146,050 Washington $110,650 $146,050 Wayne $110,650 $146,050 Webster $110,650 $146,050 Whitley $110,650 $146,050 Wolfe $110,650 $146,050 Woodford $110,650 $146,050 *Add 8% of the 4 person limit for each person in excess of 8 persons. https://kentuckyruralhousingusdaloan.blogspot.com/p/guaranteed-housing-income-limits.html |