Property Eligibility Map for USDA Loans in Kentucky
The USDA Property Eligibility Map helps you determine if a specific address or area qualifies for a USDA loan. Eligible properties are typically located in rural or suburban areas as defined by the USDA.
- Visit the Kentucky USDA Eligibility Map below and put in the address
- Enter your desired address or explore eligible regions in Kentucky.
- Check the eligibility status for your property to ensure it meets USDA guidelines.
Kentucky USDA Property Eligibility Map 2025: Find Eligible Properties for USDA Loans in Kentucky
Are you searching for a home in Kentucky that qualifies for a USDA Rural Housing Loan? The first step is to use the USDA eligibility map. This determines if a property meets the criteria for financing under this program. With the 2025 updates, the time is perfect. You can now explore how to secure your dream home with no money down.
What is the USDA Eligibility Map?
The USDA map helps potential homebuyers. It allows them to determine whether a property is located in a USDA-eligible area. The USDA Rural Housing Loan program supports homeownership in rural and suburban areas. It offers loans with competitive interest rates. There are no down payment requirements.
To check if a property qualifies, simply enter the address into the USDA eligibility map tool below.
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Access the USDA Eligibility Map Here
Understanding USDA Loan Property Eligibility in Kentucky
In Kentucky, USDA loans are available in a variety of rural and suburban areas. The map updates for 2025 ensure that eligible properties remain in regions that align with USDA guidelines. Certain metropolitan counties like Fayette (Lexington) and Jefferson (Louisville) are typically ineligible. However, many other areas throughout Kentucky qualify for USDA financing.
Here’s what you need to know:
- Non-Hyperlinked Counties are Fully Eligible: The list below shows counties where most or all properties qualify.
- Ineligible Counties: Larger metropolitan areas often fall outside eligibility boundaries.
USDA Property Eligibility: Full County List for Kentucky
Kentucky USDA Property Eligible Counties Include:
- Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harlan, Harrison, Hart, Henderson, Henry, Hickman, Hopkins, Jackson, Jessamine, Johnson, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, Mason, Meade, Menifee, Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, Woodford.
Kentucky USDA Property Ineligible Area Counties and Cities in Kentucky:
- Fayette County (Lexington)
- Jefferson County (Louisville)
- Bowling Green (Warren County)
- Paducah (McCracken County)
- Boone, Kenton Campbell Counties -Northern Parts near Cincinnati Ohio and the Ohio River
- Richmond, KY
- Hopkinsville, KY
- Radcliff, KY
- Mount Washington, KY
- Ashland, KY
- Owensboro, KY
- Henderson, KY
- Georgetown, KY
- Frankfort, KY
Senior Loan Office
If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at 502-905-3708.
Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant Equal Opportunity Lender. NMLS#57916http://www.
with a USDA Loan Specialist
502-905-3708
