Kentucky Rural Housing USDA Maximum Income by County for 2019


2019 Kentucky USDA Loan Income Limits for Kentucky Counties 
Kentucky USDA loan income limits vary by location and household size with a base income-limit for the entire state of Kentucky, 
The base USDA income limits are for most Kentucky counties below: 
  • 1-4 member household: $82,700
  • 5-8 member household: $109,150

















Households with 1-4 members have different limits as households with 5-8. Similarly, applicants living in high-cost counties will have a higher income limit than those living in counties with a more average cost of living.

Northern Kentucky Counties
Boone, Kenton, Campbell, Bracken and Pendleton, Gallatin ***
Cincinnati (OH, KY, IN FMR)Household income of 4 or less:
***$90,050
Household income of 5 or more:
***$118,850
Shelby$86,450$114,100
All Other Areas$82,700$109,150

USDA income limits increased TODAY in most counties in Kentucky



This program is awesome and allows for up to 100% financing.
 In addition, homes that Appraise for more than the purchase price 
will allow the buyer to roll the closing costs into the loan!
Most Kentucky  Area income limits are now $82,700 for households of 1 to 4
 and $109,150 for households of 5 or more. Daycare or other 
child care expenses may allow higher incomes.

KY State USDA Rural Housing Income Limits for 2019

USDA Income Limits for 2019 in the State of Kentucky 
All Counties listed below in Kentucky. 

County  1 - 4 Person Household 5 - 8 Person Household


Allen County, KY  $82,700.00 $109,150.00
Bowling Green, KY $82,700.00 $109,150.00
Butler County, KY  $82,700.00 $109,150.00
Cincinnati, OH-KY- $90,050.00 $118,850.00
Grant County, KY  $82,700.00 $109,150.00
Clarksville, TN          $82,700.00        $109,150.00
Elizabethtown, KY  $82,700.00 $109,150.00
Meade County, KY  $82,700.00 $109,150.00
Evansville, IN-KY      $82,700.00   $109,150.00
Huntington-Ashland, $82,700.00 $109,150.00
Lexington-Fayette,  $82,700.00 $109,150.00
Spencer County, KY $82,700.00 $109,150.00
Louisville, KY           $82,700.00 $109,150.00
Shelby County, KY    $86,450.00        $114,100.00
Owensboro, KY MSA $82,700.00 $109,150.00
Adair County, KY $82,700.00 $109,150.00
Anderson County, KY $82,700.00 $109,150.00
Ballard County, KY $82,700.00 $109,150.00
Barren County, KY $82,700.00 $109,150.00
Bath County, KY        $82,700.00 $109,150.00
Bell County, KY        $82,700.00 $109,150.00
Boyle County, KY $82,700.00 $109,150.00
Breathitt County, KY $82,700.00 $109,150.00
Breckinridge County, KY$82,700.00 $109,150.00
Caldwell County, KY $82,700.00 $109,150.00
Calloway County, KY $82,700.00 $109,150.00
Carlisle County, KY $82,700.00 $109,150.00
Carroll County, KY $82,700.00 $109,150.00
Carter County, KY $82,700.00 $109,150.00
Casey County, KY $82,700.00 $109,150.00
Clay County, KY   $82,700.00 $109,150.00
Clinton County, KY $82,700.00 $109,150.00
Crittenden County, KY$82,700.00 $109,150.00
Cumberland County, KY$82,700.00 $109,150.00
Elliott County, KY $82,700.00 $109,150.00
Estill County, KY         $82,700.00 $109,150.00
Fleming County, KY $82,700.00 $109,150.00
Floyd County, KY $82,700.00 $109,150.00
Franklin County, KY $82,700.00 $109,150.00
Fulton County, KY $82,700.00 $109,150.00
Garrard County, KY $82,700.00 $109,150.00
Graves County, KY $82,700.00 $109,150.00
Grayson County, KY $82,700.00 $109,150.00
Green County, KY $82,700.00 $109,150.00
Harlan County, KY $82,700.00 $109,150.00
Harrison County, KY $82,700.00 $109,150.00
Hart County, KY        $82,700.00 $109,150.00
Hickman County, KY $82,700.00 $109,150.00
Hopkins County, KY $82,700.00 $109,150.00
Jackson County, KY $82,700.00 $109,150.00
Johnson County, KY $82,700.00 $109,150.00
Knott County, KY $82,700.00 $109,150.00
Knox County, KY $82,700.00 $109,150.00
Laurel County, KY $82,700.00 $109,150.00
Lawrence County, KY $82,700.00 $109,150.00
Lee County, KY        $82,700.00 $109,150.00
Leslie County, KY $82,700.00 $109,150.00
Letcher County, KY $82,700.00 $109,150.00
Lewis County, KY $82,700.00 $109,150.00
Lincoln County, KY $82,700.00 $109,150.00
Livingston County, KY $82,700.00 $109,150.00
Logan County, KY $82,700.00 $109,150.00
Lyon County, KY        $82,700.00 $109,150.00
Madison County, KY $82,700.00 $109,150.00
Magoffin County, KY $82,700.00 $109,150.00
Marion County, KY $82,700.00 $109,150.00
Marshall County, KY $82,700.00 $109,150.00
Martin County, KY $82,700.00 $109,150.00
Mason County, KY $82,700.00 $109,150.00
McCracken County, KY$82,700.00 $109,150.00
McCreary County, KY $82,700.00 $109,150.00
Menifee County, KY $82,700.00 $109,150.00
Mercer County, KY $82,700.00 $109,150.00
Metcalfe County, KY $82,700.00 $109,150.00
Monroe County, KY $82,700.00 $109,150.00
Montgomery KY         $82,700.00 $109,150.00
Morgan County, KY $82,700.00 $109,150.00
Muhlenberg County,   $82,700.00 $109,150.00
Nelson County, KY $82,700.00 $109,150.00
Nicholas County, KY $82,700.00 $109,150.00
Ohio County, KY         $82,700.00 $109,150.00
Owen County, KY $82,700.00 $109,150.00
Owsley County, KY $82,700.00 $109,150.00
Perry County, KY $82,700.00 $109,150.00
Pike County, KY         $82,700.00 $109,150.00
Powell County, KY $82,700.00 $109,150.00
Pulaski County, KY $82,700.00 $109,150.00
Robertson County, KY $82,700.00 $109,150.00
Rockcastle County, KY$82,700.00 $109,150.00
Rowan County, KY $82,700.00 $109,150.00
Russell County, KY $82,700.00 $109,150.00
Simpson County, KY $82,700.00 $109,150.00
Taylor County, KY $82,700.00 $109,150.00
Todd County, KY   $82,700.00 $109,150.00
Union County, KY $82,700.00 $109,150.00
Washington County, $82,700.00 $109,150.00
Wayne County, KY $82,700.00 $109,150.00
Webster County, KY $82,700.00 $109,150.00
Whitley County, KY $82,700.00 $109,150.00
Wolfe County, KY $82,700.00 $109,150.00

Most are familiar with USDA Rural Housing Loan Program  being a great no money down program available and it is not just for Kentucky first time buyers

images (12)

Joel Lobb
Senior Loan Officer
(NMLS#57916
text or call my phone: (502) 905-3708
email me at kentuckyloan@gmail.com
The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people. NMLS ID# 57916, (www.nmlsconsumeraccess.org). USDA Mortgage loans only offered in Kentucky.
All loans and lines are subject to credit approval, verification, and collateral evaluation and are originated by lender. Products and interest rates are subject to change without notice. Manufactured and mobile homes are not eligible as collateral.

















3 comments:

  1. Are you in financial crisis, looking for money to start your own business or to pay your bills?, PayLATER Loan is given all types of loans from $5,000.00 to $1,000,000.00 at low interest rate of 2% Apply now via email at: ( paylaterloan@zoho.com ) or Whatsapp ( +19292227518

    ReplyDelete
  2. Hey thanks for this amazing post. Would love to read more of such blogs. You can also have a look at home loan application for more information.

    ReplyDelete
  3. first time home owners class Kentucky rural housing income limits ky

    ReplyDelete