Kentucky USDA Rural Housing Mortgage Lender

Kentucky USDA Rural Housing Eligibility Map Kentucky USDA Rural Housing Map Click on map below and then Type in your address below and hit go here to see if the home is in an eligible USDA Rural Housing Area for a Kentucky Property 👇 Joel Lobb (NMLS#57916) Senior  Loan Officer American Mortgage Solutions, Inc. 10602 Timberwood Circle Suite 3 Louisville, KY 40223 Company ID #1364 | MB73346 Text/call 502-905-3708 kentuckyloan@gmail.com If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at 502-905-3708. Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwritin...

  Kentucky USDA and Rural Housing Credit Scores Guidelines Kentucky USDA No Score Loan Guides DTI: 29/41 Maximum no exceptions. Rent: 12 months 0 x 30 on Rent. 12 months cancelled checks or VOR if institution. Or a four Non Traditional Trade Lines may be substituted with underwriting approval. Credit: No delinquent or derogatory past or current credit. Regardless of size or type. No open collections or judgments (exceptions granted upon review only and only based on overall profile of the loan). Job Time: 2 years of consecutive work/education with no gaps. Alternative Trades: 3 Non Traditional Trades with Rent or 4 Non Traditional Trades with No Rent. 0 x 30 and must have 12 month history on each trade. Pricing: 3.00 negative adjustment to price. Miscellaneous: Required to have 2 months bank statements and/or 401k asset Account with 2 month Reserves. FTHB Education is required. Minimum Loan: $30,000 Residual Incomer per Family/Geographic: Borrowers mus...