Kentucky USDA Home Loan Eligibility Requirements https://rdgdwe.sc.egov.usda.gov/eligibilitymaps/index.jsp?app=SFHMFS Kentucky USDA Home Loan eligibility will be determined by your financial history, and the property you're choosing to buy. First, the property in question must be in a USDA defined rural area. USDA defined rural areas can change from state to state, but are typically defined as any property located in a rural area, open country, or an area with less than 25,000 residents. This means that even if a property is located on the outskirts of a major city, in some small suburban community, it may still be defined as USDA eligible. For more information on a USDA eligible property in your area, please contact mew below. Secondly, your financial and credit history will be evaluated. You need to have an above average credit history with a minimum credit score of 620, and no foreclosures in the past 3 years or bankruptcies in the last 2. You must have steady a...
