2025 Kentucky Rural Housing Income limits
2025 Kentucky USDA Income Limits by County | EVO Mortgage 2025 USDA Income Limits for Every Kentucky County Going after a zero-down USDA Rural Development loan in the Bluegrass State? Start with the household income cap . As of June 18 2025 , Kentucky has two tiers: Statewide Standard – $119,850 for households of 1–4 people and $158,250 for 5–8 people. Cincinnati, OH-KY-IN HUD Metro FMR Area* ( Boone, Campbell, Gallatin, Kenton ) – $128,600 (1–4) / $169,800 (5–8). *These four counties sit inside the Cincinnati MSA, so USDA assigns higher “Moderate-Income Guaranteed-Loan” limits. Full County-by-County Chart Most counties follow the statewide standard. The four Cincinnati-MSA counties are highlighted with their higher caps. County Limit (1–4 Ppl) Limit (5–8 Ppl) Adair $119,850 $158,250 Allen $119,850 $158,250 Ander...