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Kentucky USDA Mortgage Lender for Rural Housing Loans Property Changes for Eligibility for 2024

 


Kentucky USDA Rural Housing Changes to properties in Ashland, Paducah and Georgetown, KY areas

 

USDA Rural Development has completed its 2020 decennial United States census review for all areas under its jurisdiction to identify areas that no longer qualify as rural for USDA Rural Housing programs. Based on the review of the areas within the state of Kentucky, using 2020 US census data, and rural area guidance located in Handbook HB-1-3550, Chapter 5, rural eligibility designations have changed.

 

Areas whose rural eligibility designations are changing from ineligible to eligible (these areas now qualify as rural for USDA Housing Programs):

  • The area/towns currently outside the city of Ashland, KY (Catlettsburg, West Fairview, Fairview, Westwood, Russell).
  • The areas/towns currently outside the city of Paducah, KY (Hendron and Farley).
  • The cities of Ashland, KY, and Paducah, KY, will remain ineligible.

 

Areas whose rural eligibility designation is changing from eligible to ineligible (these areas no longer qualify as rural for USDA Housing Programs):

  • Georgetown, KY – The city of Georgetown, KY, will no longer be eligible due to the population exceeding 35,000.

 

Changes became effective Oct. 1, 2023.

 

The updated rural area map can now be viewed on our eligibility website. Users will need to click on the program, for example: “Single Family Housing Direct”, and then click on “Proposed Eligibility Areas” from the menu options.



Kentucky USDA Property Eligibility

enter address below:


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Kentucky Rural Housing USDA Loans




A full list of income limits by county and household size are available on the Rural Development website at

  www.rd.usda.gov/ne under the Guarantee Loan Program and Direct Loan programs.



USDA Property Eligibility Text Description County List for Kentucky


Select your county from the list below (Non-hyperlinked counties are all eligible).




Joel Lobb  Mortgage Loan Officer

American Mortgage Solutions, Inc.
10602 Timberwood Circle
Louisville, KY 40223
Company NMLS ID #1364

Text/call: 502-905-3708
fax: 502-327-9119
email: kentuckyloan@gmail.com

http://www.mylouisvillekentuckymortgage.com/



NMLS 57916  | Company NMLS #1364/MB73346135166/MBR1574


The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people.
NMLS ID# 57916, (www.nmlsconsumeraccess.org).




Location: 10602 Timberwood Cir #3, Louisville, KY 40223, USA

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